Starwood Preferred Guest® Business Credit Card from American Express OPEN
Issued by American Express
Starwood Preferred Guest® Business Credit Card from American Express OPEN
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Review for Starwood Preferred Guest® Business Credit Card from American Express OPEN Card


The Starwood Preferred Guest® Business Credit Card from American Express OPEN is a business rewards credit card that makes it a breeze to travel anywhere in the world and take your company with you. Whether you're heading to meetings or nationwide conferences, this card will get you there sooner rather than later.

25,000 Starpoints – Enjoy a helping hand with your business by earning up to 25,000 bonus Starpoints – get 10,000 Starpoints after your first purchase and an additional 15,000 Starpoints when you spend $5,000 or more during your first six months of membership. Use your bonus Starpoints towards up to 6 free night stays at a Category 1 or 2 hotel.

Easy to Redeem – See what it's really like to be a Starwood cardholder when you redeem your Starpoints for free nights at over 1,000 hotels and resorts worldwide, or free flights on more than 350 airlines that you can book through SPG flights. These travel rewards are just an added bonus for your business.

OPEN Savings® – Your business can enjoy even more savings with the exclusive American Express OPEN program. Save anywhere from 3 to 10% on expenses made with select companies like FedEx, Hertz® and others. Plus, you can also take advantage of great deals and daily discounts.

Redeem Starpoints – Redeem your Starpoints for hotel night reservations at over 1,000 hotels and resorts worldwide, or use them to book your next flight and select from more than 350 airlines. Travel whenever your business calls and experience no blackout dates or restrictions.

$0 Introductory Annual Fee – There is no annual fee charged to your card during the first year of membership. A $65 annual fee will apply once this period is over.

The Starwood Preferred Guest® Business Credit Card from American Express OPEN is a business rewards credit card for small business owners who want to provide the best financial resources for their company. Fly anywhere and anytime with Starpoints that will take you wherever you need to go.

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.




Most Attractive Feature(s):   Hotel rewards program, up to 25,000 bonus points for initial spending.

Least Attractive Feature(s):   No introductory rate available.

Rates and Fees for Starwood Preferred Guest® Business Credit Card from American Express OPEN Card


Introductory Rate Offer: No Interest Rate Available
Intro Applied To:
Intro Details:
APR for Purchases: 15.24% - 19.24% Variable
APR for Cash Advances: 21.24% Variable
Method of Computing Balance: Average Daily Balance (including new purchases)
Annual Fee: $65*
Annual Fee for Additional Cardholders: $0
Grace Period: 25 Days (Min.)
Late Payment Fee: Up to $35
Over The Limit Fee: None
Cash Advance Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater.
Balance Transfer Fee:
Minimum Credit Limit:
Maximum Credit Limit:



Rewards for Starwood Preferred Guest® Business Credit Card from American Express OPEN Card


Type of Reward: Point
Reward Expiration: Points have no expiration date.
Reward Yearly Limit: There is no limit to the number of points you can earn.
Points per Dollar Spent: 1 Point
Additional Points: Get at least 4 Starpoints for every eligible dollar you spend at hotels and resorts participating in the SPG program. Plus, one Starpoint for every eligible dollar spent everywhere else.
Point Details: Redeem Starpoints for free nights and free flights.
Bonus First Purchase: 10,000 Starpoints
Bonus Other: 15,000 Startpoints
Bonus Details: UP TO 25K STARPOINTS: Get 10,000 Starpoints after your first purchase and an additional 15,000 bonus Starpoints when you spend $5,000 in 6 months
Additional Perks: Receive 10,000 Starpoints after your first purchase


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