Starwood Preferred Guest® Business Credit Card from American Express OPEN
Issued by American Express
Starwood Preferred Guest® Business Credit Card from American Express OPEN
  • Earn up to 25,000 Starpoints® - Receive 10,000 Starpoints after your first purchase, and another 15,000 bonus Starpoints when you spend $5,000 in 6 months - enough for up to 6 free nights at a Category 1 or 2 hotel.
  • Redeem Starpoints at over 1,000 hotels and resorts in nearly 100 countries, and for flights on more than 350 airlines through SPG Flights. No blackout dates.
  • $0 introductory annual fee for the first year, then $65
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Review for Starwood Preferred Guest® Business Credit Card from American Express OPEN Card


The Starwood Preferred Guest® Business Credit Card from American Express OPEN is designed for business owners with good credit who frequently stay at Starwood hotels and resorts and plan to take advantage of the various benefits and services that are provided.

In reference to the rewards programs, one point is earned for every dollar spent on the card and 4x points are earned at participating Starwood properties and retail outlets. Points can be redeemed for various travel services, such as free hotel stays and airline travel.

Cardholders get 10,000 Starpoints after their first purchase - enough for a free night at a Category 4 Hotel like the Westin St. Francis in San Francisco or the Le Meridien Cambridge-MIT. They also receive an additional 15,000 bonus Starpoints when they spend $5,000 in 6 months.

Perhaps what is most impressive about the program is the fact that cardholders can transfer earned points to a variety of frequent flyer programs.

Aside from the rewards program, the card does offer a variety of benefits such as emergency card replacement and various travel and emergency assistance services. Cardholders will also receive access to the OPEN Savings Network for discounts on products and services at participating merchants and retailers.

Plus, the annual fee of $65 is waived the first year.

Therefore, those who can afford to pay in full each month after the introductory rate expires (to avoid finance charges) and frequently stay at Starwood hotels and resorts (to earn additional points) will benefit most from what the Starwood Preferred Guest® Business Credit Card from American Express OPEN has to offer.



Most Attractive Feature(s):   Hotel rewards program, up to 25,000 bonus points for initial spending.

Least Attractive Feature(s):   No introductory rate available.

Rates and Fees for Starwood Preferred Guest® Business Credit Card from American Express OPEN Card


Introductory Rate Offer: No Interest Rate Available
Intro Applied To:
Intro Details:
APR for Purchases: 15.24% - 19.24% Variable
APR for Cash Advances: 21.24% Variable
Method of Computing Balance: Average Daily Balance (including new purchases)
Annual Fee: $65*
Annual Fee for Additional Cardholders: $0
Grace Period: 25 Days (Min.)
Late Payment Fee: Up to $35
Over The Limit Fee: None
Cash Advance Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater.
Balance Transfer Fee: None
Minimum Credit Limit:
Maximum Credit Limit:



Rewards for Starwood Preferred Guest® Business Credit Card from American Express OPEN Card


Type of Reward: Point
Reward Expiration: Points have no expiration date.
Reward Yearly Limit: There is no limit to the number of points you can earn.
Points per Dollar Spent: 1 Point
Additional Points: Get at least 4 Starpoints for every eligible dollar you spend at hotels and resorts participating in the SPG program. Plus, one Starpoint for every eligible dollar spent everywhere else.
Point Details: Redeem Starpoints for free nights and free flights.
Bonus First Purchase: 10,000 Starpoints
Bonus Other: 15,000 Startpoints
Bonus Details: UP TO 25K STARPOINTS: Get 10,000 Starpoints after your first purchase and an additional 15,000 bonus Starpoints when you spend $5,000 in 6 months
Additional Perks: Receive 10,000 Starpoints after your first purchase


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