TrueEarnings(R) Card from Costco and American Express
Issued by American Express
TrueEarnings(R) Card from Costco and American Express
  • American Express(R) Card and Costco Membership Card in one - with no annual fee for Costco members
  • Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
  • Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings(R) Cardmembers from Costco and American Express
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Review for TrueEarnings(R) Card from Costco and American Express Card


The TrueEarnings® Card from Costco and American Express is a cash back rewards credit card that combines the best of both worlds. You will get both an American Express® Card and a Costco Membership Card in one, along with no annual fee for Costco members.

0% Intro APR – Save a little bit extra with a 0% introductory APR on purchases for 6 months. This special offer is available to you for half a year after you sign up, allowing you to remain interest-free. After the six-month period ends, a standard APR will apply to your purchases, based on the prime rate and your credit worthiness.

Earn Cash Back – Now you can enjoy using a card that earns you cash back rewards on everything you buy. Receive 3% cash back for the first $3,000 spent in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel and 1% everywhere else. Costco purchases will also earn you 1% cash back.

No Annual Fee – You won't be charged an annual fee in order to maintain your membership if you're a Costco member. That means you'll have more money to put away for yourself.

The TrueEarnings® Card from Costco and American Express is the ideal card for your purchasing needs with the exceptional service and protection you can count on from American Express. Apply for the card that has a high rating in overall customer satisfaction!

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.





Rates and Fees for TrueEarnings(R) Card from Costco and American Express Card


Introductory Rate Offer: 0% on Purchases for 6 months
APR for Purchases: 15.24% variable
Annual Fee: No Annual Fee with your paid Costco Membership



Rewards for TrueEarnings(R) Card from Costco and American Express Card


Additional Perks: No annual fee for Costco members


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